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Net Salary After GOSI Deduction Calculator

Calculate your monthly take-home salary after social insurance deductions โ€” for Saudis and non-Saudis, with adjustable contribution rates


ุงู„ุนุฑุจูŠุฉ
The insurable wage in Saudi Arabia = Basic Salary + Housing Allowance (other allowances are typically excluded). The default Saudi employee deduction rate here is 9.75% (includes unemployment insurance "SAND"). Rates are adjustable as they may change per GOSI regulations. Non-Saudi employees are not subject to social insurance deductions.
Net Monthly Salary

How is the Deduction Calculated?

The social insurance contribution is calculated on the "insurable wage" = Basic + Housing. Then: Employee Deduction = Insurable Wage x Deduction Rate. Net Salary = Gross Salary - Employee Deduction.

Employer Contribution

The employer pays a separate contribution (not deducted from your salary) covering pensions and occupational hazards. This amount does not affect your monthly take-home pay.

Disclaimer

This tool is for guidance only. Rates and minimum/maximum insurable wage limits may change per GOSI regulations. Check your official "Taminaty" account for verified figures.